/* Bailiff Protection – positive, supportive palette */
:root {
  --teal: #0d9488;
  --teal-dark: #0f766e;
  --teal-deep: #134e4a;
  --mint: #f0fdfa;
  --mint-2: #ccfbf1;
  --green: #16a34a;
  --sun: #f59e0b;
  --sun-dark: #d97706;
  --sun-soft: #fffbeb;
  --text: #1f2937;
  --muted: #5b6b7a;
  --line: #e2e8f0;
  --white: #fff;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(15, 118, 110, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  font-size: 17px;
}
img { max-width: 100%; display: block; }
a { color: var(--teal-dark); }
h1, h2, h3, h4 { color: var(--teal-deep); line-height: 1.2; margin: 0 0 .6em; }
h1 { font-size: clamp(2rem, 4.5vw, 3.1rem); letter-spacing: -.02em; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.3rem); letter-spacing: -.01em; }
h3 { font-size: 1.15rem; }
p { margin: 0 0 1em; }

.container { width: 100%; max-width: 1180px; margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 820px; }
.center { text-align: center; margin-top: 2rem; }
.muted { color: var(--muted); }
.eyebrow {
  display: inline-block; font-size: .8rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .1em; color: var(--teal); margin-bottom: .8rem;
}
.eyebrow.light { color: var(--mint-2); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .85rem 1.4rem; border-radius: 999px; font-weight: 700; text-decoration: none;
  border: 2px solid transparent; cursor: pointer; font-size: 1rem; font-family: inherit;
  transition: transform .15s, box-shadow .15s, background .15s;
}
.btn:hover { transform: translateY(-1px); box-shadow: 0 8px 20px rgba(0,0,0,.12); }
.btn-primary { background: var(--teal); color: #fff; }
.btn-primary:hover { background: var(--teal-dark); }
.btn-accent { background: var(--sun); color: #3b2300; }
.btn-accent:hover { background: var(--sun-dark); color: #fff; }
.btn-ghost { background: #fff; color: var(--teal-dark); border-color: var(--teal); }
.btn-sm { padding: .55rem 1.1rem; font-size: .92rem; }
.btn-lg { padding: 1rem 1.7rem; font-size: 1.05rem; }
.btn-block { width: 100%; }

/* Top bar */
.topbar { background: var(--teal-deep); color: #e6fffa; font-size: .9rem; }
.topbar-inner { display: flex; justify-content: space-between; align-items: center; padding-top: .5rem; padding-bottom: .5rem; gap: 1rem; flex-wrap: wrap; }
.topbar-phone { color: var(--sun); font-weight: 700; text-decoration: none; }

/* Header */
.header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.header-inner { display: flex; align-items: center; justify-content: space-between; padding-top: .8rem; padding-bottom: .8rem; }
.logo { display: flex; align-items: center; gap: .6rem; text-decoration: none; color: var(--teal-deep); }
.logo-text { display: flex; flex-direction: column; line-height: 1.1; }
.logo-text > span { font-size: 1.3rem; font-weight: 500; letter-spacing: -.01em; }
.logo-text strong { color: var(--teal); font-weight: 800; }
.logo-text small { font-size: .62rem; font-weight: 600; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-top: 3px; }
.nav { display: flex; align-items: center; gap: 1.5rem; }
.nav a:not(.btn) { color: var(--text); text-decoration: none; font-weight: 500; font-size: .95rem; }
.nav a:not(.btn):hover { color: var(--teal); }
.menu-toggle { display: none; background: none; border: 0; padding: .5rem; cursor: pointer; }
.menu-toggle span { display: block; width: 24px; height: 2px; background: var(--teal-deep); margin: 5px 0; border-radius: 2px; }

/* Hero */
.hero {
  background:
    radial-gradient(circle at 85% 10%, rgba(245,158,11,.18), transparent 40%),
    radial-gradient(circle at 10% 90%, rgba(20,184,166,.18), transparent 45%),
    linear-gradient(180deg, var(--mint) 0%, #fff 100%);
  padding: 4rem 0 4.5rem;
}
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 3rem; align-items: center; }
.highlight { color: var(--teal); }
.lead { font-size: 1.15rem; color: #374151; max-width: 600px; }
.hero-cta { display: flex; gap: 1rem; flex-wrap: wrap; margin-top: 1.5rem; }
.ticks { list-style: none; padding: 0; margin: 1.2rem 0; }
.ticks li { position: relative; padding-left: 2rem; margin-bottom: .6rem; font-weight: 500; }
.ticks li::before {
  content: "✓"; position: absolute; left: 0; top: .05rem; width: 1.4rem; height: 1.4rem;
  border-radius: 50%; background: var(--green); color: #fff; font-size: .8rem; font-weight: 800;
  display: grid; place-items: center;
}

/* Cards & forms */
.card { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); padding: 2rem; border: 1px solid #e6f4f1; }
.hero-form { border-top: 5px solid var(--sun); }
.hero-form h2 { font-size: 1.45rem; margin-bottom: .3rem; }
.lead-form label { display: block; font-weight: 600; font-size: .9rem; margin: .9rem 0 .35rem; color: var(--teal-deep); }
.lead-form input[type=text], .lead-form input[type=tel], .lead-form input[type=email], .lead-form select, .lead-form textarea {
  width: 100%; padding: .75rem .9rem; border: 1.5px solid #cbd5e1; border-radius: 10px;
  font: inherit; font-size: 1rem; background: #fff; color: var(--text);
}
.lead-form input:focus, .lead-form select:focus, .lead-form textarea:focus { outline: none; border-color: var(--teal); box-shadow: 0 0 0 3px rgba(13,148,136,.18); }
.lead-form .check { display: flex; gap: .6rem; align-items: flex-start; font-weight: 400; font-size: .85rem; color: var(--muted); margin: 1rem 0; }
.lead-form .check input { margin-top: .25rem; accent-color: var(--teal); }
.row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 0 1rem; }
.form-note { text-align: center; font-size: .82rem; color: var(--muted); margin: .8rem 0 0; }
.hp { position: absolute; left: -9999px; }

/* Trust strip */
.trust-strip { background: var(--teal); color: #fff; padding: 1.3rem 0; }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1rem; text-align: center; }
.trust-grid strong { display: block; font-size: 1.15rem; }
.trust-grid span { font-size: .9rem; color: var(--mint-2); }

/* Sections */
.section { padding: 5rem 0; }
.section-alt { background: var(--mint); }
.section-dark { background: linear-gradient(135deg, var(--teal-dark), var(--teal-deep)); color: #e6fffa; }
.section-dark h2, .section-dark h3 { color: #fff; }
.section-head { text-align: center; max-width: 720px; margin: 0 auto 3rem; }

.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; }

.feature-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.6rem; transition: transform .2s, box-shadow .2s, border-color .2s; }
.feature-card:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--mint-2); }
.feature-card .icon { width: 52px; height: 52px; border-radius: 14px; background: var(--sun-soft); display: grid; place-items: center; font-size: 1.5rem; margin-bottom: 1rem; }
.feature-card p { color: var(--muted); margin: 0; font-size: .97rem; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.step { background: #fff; border-radius: var(--radius); padding: 2rem; position: relative; box-shadow: 0 4px 14px rgba(15,118,110,.06); }
.step-num { display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: linear-gradient(135deg, #14b8a6, var(--teal-dark)); color: #fff; font-weight: 800; font-size: 1.25rem; margin-bottom: 1rem; }
.step p { color: var(--muted); margin: 0; }

/* Split layouts */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 3.5rem; align-items: center; }

/* IVA checker */
.checker { border-top: 5px solid var(--teal); }
.q { padding: 1rem 0; border-bottom: 1px dashed var(--line); }
.q p { margin: 0 0 .6rem; font-weight: 600; }
.q-btns { display: flex; gap: .6rem; }
.q-btns button { flex: 1; padding: .65rem; border-radius: 10px; border: 1.5px solid #cbd5e1; background: #fff; font: inherit; font-weight: 600; cursor: pointer; transition: all .15s; }
.q-btns button:hover { border-color: var(--teal); }
.q-btns button.selected { background: var(--teal); color: #fff; border-color: var(--teal); }
.checker-result { margin-top: 1.2rem; padding: 1.2rem; border-radius: 12px; }
.checker-result.good { background: #ecfdf5; border: 1px solid #a7f3d0; }
.checker-result.maybe { background: var(--sun-soft); border: 1px solid #fde68a; }
.checker-result p { margin: 0 0 .8rem; }

.warning-box { margin-top: 3rem; background: var(--sun-soft); border: 1px solid #fde68a; border-left: 5px solid var(--sun); border-radius: var(--radius); padding: 1.8rem 2rem; }
.warning-box h3 { color: #92400e; }
.warning-box ul { margin: 0; padding-left: 1.2rem; color: #57534e; }
.warning-box li { margin-bottom: .35rem; }

/* Debt solutions */
.solutions { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.solution { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.7rem; display: flex; flex-direction: column; transition: box-shadow .2s, border-color .2s; }
.solution:hover { box-shadow: var(--shadow); border-color: var(--mint-2); }
.solution-head { margin-bottom: .6rem; }
.solution-head h3 { margin-bottom: .45rem; }
.tag { display: inline-block; font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; padding: .25rem .6rem; border-radius: 999px; background: var(--sun-soft); color: #92400e; }
.tag-formal { background: var(--mint); color: var(--teal-dark); }
.solution > p { color: var(--muted); font-size: .95rem; }
.facts { list-style: none; padding: 0; margin: 0 0 1rem; font-size: .9rem; }
.facts li { padding: .35rem 0; border-bottom: 1px dashed var(--line); }
.facts strong { color: var(--teal-deep); }
.protect { margin: auto 0 0; padding: .9rem 1rem; border-radius: 10px; font-size: .88rem; line-height: 1.5; }
.protect.full { background: #ecfdf5; border-left: 4px solid var(--green); color: #14532d; }
.protect.partial { background: #f8fafc; border-left: 4px solid #94a3b8; color: #334155; }
.table-wrap { overflow-x: auto; padding: 1.2rem 1.5rem; }
.table-wrap .compare { min-width: 640px; }
.table-note { font-size: .82rem; color: var(--muted); margin: .9rem 0 0; }
.checker-row { margin-top: 3rem; }
.h-lg { font-size: 1.6rem; }

/* Compare table */
.compare { width: 100%; border-collapse: collapse; font-size: .95rem; }
.compare th, .compare td { padding: .75rem .6rem; border-bottom: 1px solid var(--line); text-align: left; }
.compare th { color: var(--teal-deep); }
.compare th:not(:first-child), .compare td:not(:first-child) { text-align: center; }
.compare .yes { color: var(--green); font-weight: 700; }
.compare .no { color: #b45309; font-weight: 600; }
.compare .part { color: var(--muted); }

/* Rights */
.rights-card { border-radius: var(--radius); padding: 1.8rem 2rem; }
.rights-card ul { margin: 0; padding-left: 1.2rem; }
.rights-card li { margin-bottom: .45rem; }
.rights-card.cant { background: #ecfdf5; border: 1px solid #a7f3d0; }
.rights-card.cant h3 { color: #166534; }
.rights-card.can { background: var(--sun-soft); border: 1px solid #fde68a; }
.rights-card.can h3 { color: #92400e; }
.tip-box { margin-top: 1.5rem; background: var(--mint); border-radius: var(--radius); padding: 1.2rem 1.5rem; border: 1px solid var(--mint-2); }

/* Why */
.why { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15); border-radius: var(--radius); padding: 1.6rem; }
.why p { margin: 0; color: #ccfbf1; }

/* FAQs */
.faqs details { background: #fff; border: 1px solid var(--line); border-radius: 12px; margin-bottom: .8rem; padding: 0 1.3rem; transition: border-color .2s; }
.faqs details[open] { border-color: var(--teal); box-shadow: 0 4px 14px rgba(15,118,110,.08); }
.faqs summary { cursor: pointer; padding: 1.1rem 0; font-weight: 600; color: var(--teal-deep); list-style: none; display: flex; justify-content: space-between; gap: 1rem; }
.faqs summary::-webkit-details-marker { display: none; }
.faqs summary::after { content: "+"; font-size: 1.4rem; line-height: 1; color: var(--teal); }
.faqs details[open] summary::after { content: "−"; }
.faqs details p { color: var(--muted); padding-bottom: 1rem; margin: 0; }

/* Contact */
.contact-list { margin-top: 1.5rem; }
.contact-list a, .contact-list p { display: flex; align-items: center; gap: .8rem; font-size: 1.1rem; font-weight: 600; color: var(--teal-deep); text-decoration: none; margin: 0 0 1rem; }
.contact-list span { width: 44px; height: 44px; border-radius: 50%; background: #fff; display: grid; place-items: center; box-shadow: 0 4px 10px rgba(0,0,0,.06); }

/* Footer */
.footer { background: var(--teal-deep); color: #b8e4dd; padding: 4rem 0 6rem; font-size: .93rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 2rem; padding-bottom: 2rem; border-bottom: 1px solid rgba(255,255,255,.12); }
.footer h4 { color: #fff; margin-bottom: 1rem; }
.footer a { color: #b8e4dd; text-decoration: none; display: block; margin-bottom: .5rem; }
.footer a:hover { color: #fff; }
.footer .logo { color: #fff; margin-bottom: 1rem; }
.footer .logo-text strong { color: #5eead4; }
.footer .logo-text small { color: #8fd3c8; }
.footer-legal { padding-top: 1.5rem; font-size: .82rem; color: #8fbfb8; }
.footer-legal a { display: inline; color: #ccfbf1; text-decoration: underline; }

/* Mobile bar */
.mobile-bar { display: none; }

/* Responsive */
@media (max-width: 960px) {
  .hero-grid, .split { grid-template-columns: 1fr; gap: 2.5rem; }
  .grid-3, .solutions { grid-template-columns: repeat(2, 1fr); }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .split-reverse > :first-child { order: 2; }
  .nav {
    display: none; position: absolute; top: 100%; left: 0; right: 0; background: #fff;
    flex-direction: column; align-items: stretch; padding: 1rem 20px 1.5rem; gap: .2rem;
    border-bottom: 1px solid var(--line); box-shadow: 0 10px 20px rgba(0,0,0,.06);
  }
  .nav.open { display: flex; }
  .nav a:not(.btn) { padding: .7rem 0; border-bottom: 1px solid var(--line); }
  .nav .btn { margin-top: .8rem; }
  .menu-toggle { display: block; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .section { padding: 3.5rem 0; }
  .hero { padding: 2.5rem 0 3rem; }
  .grid-2, .grid-3, .grid-4, .solutions, .row-2, .footer-grid { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .card { padding: 1.4rem; }
  .topbar-inner { justify-content: center; text-align: center; }
  .topbar-inner > span { display: none; }
  .hero-cta .btn { width: 100%; }
  .mobile-bar {
    display: grid; grid-template-columns: 1fr; position: fixed; bottom: 0; left: 0; right: 0;
    padding: .7rem 16px; background: #fff; box-shadow: 0 -4px 16px rgba(0,0,0,.1); z-index: 60;
  }
  .mobile-bar .btn { padding: .8rem; }
}